Datafin Recruitment, Senior Analyst – Collections Lifecycle Insights and Modelling

Play a critical and leading role informing the business with deep data modelling and analytical insights as the next Senior Analyst to head up Collections Lifecyle Insights and Modelling of a fast-paced financial services group. This will enable the business to make critical decisions which support the achievement of overall CoR objectives, in addition to playing a critical role in driving the NPL strategy for the business. You will require a bachelor’s or honours qualification in the Mathematics field of study, Statistics, or similar tertiary qualification and at least five years’ in the following: Credit risk analysis on secured and unsecured products, SAS, Python and SQL, developing, tracking and enhancing Debt Sale and Forward flow models, collections and recoveries models and decisioning systems and tools and delivering deep and granular analytical insights for Collections & Recoveries operations, including external vendor performance, trends and target setting (including Portfolio level).

Duties:

• Develop, track and enhance analytical and statistical models across all secured and unsecured portfolios throughout the Collections and Recoveries lifecycle, driving deep insights regarding end two end portfolio performance, alerts and areas of opportunity for the Collections and Recoveries teams.
• Develop, track, enhance, evaluate and price stock driven by Debt Sale and Forward flow models across all secured and unsecured portfolios.
• Custodian for the development of models that tracks Collections and Recoveries performance across Early Stage, Late Stage, Recoveries placements, Products, and aids in the accurate creation of targets across all portfolios and placements for our External Debt Collectors and Internal teams.
• Produce reports on the performance of all models on a regular basis (as agreed with all internal & external stakeholders).
• Ensure that model reports are detailed to suit the level of the recipients.
• Identify and analyse model risks and performance proactively in order to take mitigating action to improve model performance where required.
• Support Collections and recoveries senior leadership with data driven outputs and insights during budget setting periods.
• Deliver interpretation of analytics in order to provide insights that lead to improved processes and contribute to ensuring that the Company meets its Strategic and Cost of Risk objectives.
• Ensure close alignment and collaboration with data and analytics functions of the business in order to foster an Analyst Community of continuous improvement, learning, knowledge and skills transfer.
• Build strong trust-based relationships with internal and external stakeholders to enable the company to meet its Strategic and CoR objectives.
• Spearhead relevant systems changes in partnership with key internal and external stakeholders.
• Stay abreast of best practices in order to provide thought leadership and support innovation.
• Ensure integration and compliance with shareholder requirements (Regional, Central, Group).
• Provide input into the design and implementation of changes in decisioning systems and processes for Collections and Recoveries portfolios.

Requirements:

Qualifications –

• A bachelor’s or honours qualification in the Mathematics field of study, Statistics, or similar.

Experience/skills –

• At least five years’ minimum experience in:
• Credit risk analysis on secured and unsecured products.
• Understanding of relational databases and ability to effectively utilize statistical software – particularly SAS, Python and SQL to name a few.
• Developing, tracking and enhancing Debt Sale and Forward flow models.
• Determining pricing and evaluation outcomes from Debt Sale and Forward Flow models.
• Developing, tracking and enhancing Collections and Recoveries models that aid in the setting of fair and challenging targets.
• Collections and Recoveries decisioning systems and tools.
• Delivering deep and granular analytical insights for Collections and Recoveries operations, including external vendor performance, trends and target setting (including Portfolio level).
• Budget Management.
• Strong business acumen and understanding of the entire Collections and Recoveries value chain for secured and unsecured products.
• Expert model building techniques.

Posted on 10 Jun 10:11, Closing date 10 Jul

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Michelle Roberts
[email protected]
087 351 0743

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